Personal Finance
Find tips on how to better manage your money, cut costs, reach your financial goals and more.
- Creating Financial Resolutions for the New Year: Ring in 2012 with a Solid Plan for Your Future
- With the New Year just around the corner, now is the perfect time to make some financial resolutions to help you ring in 2012 with confidence. According to a survey by Fidelity Investments, most people are likely to say they want to save more and...
- Bank or Credit Union: How to Determine the Best Financial Institution for You
- Unless you’ve been stuffing your life savings in your mattress, you probably have your money in either a bank or a credit union. You may not have given the financial institution where your money is stashed much thought before now, but banks...
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- Five Questions to Ask Your Favorite Charity
- It’s very gratifying to make donations to a worthy charity and know you are making a difference in the world. But whenever you make a gift, you also want to be sure that your money will be used wisely. The Virginia Society of Certified...
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- Being Eco-Friendly Can Save You Hard-Earned Cash
- You may never have thought of yourself as the environmentally-friendly type, but what if going green meant saving cash? Don’t worry, you don’t have to live in a sod house and compost while wearing knee-high rubber boots to impact your...
- Save Money this Winter by Cutting Your Home Heating Bills
- The leaves are falling and so is the temperature. Are you ready to break out your flannel pajamas? While bundling up is a great idea when the temperatures dip, you can take some steps to winterize your roost that will not only keep you warm, but...
- What to Do When You’re Out of Financial Options
- More than 1.5 million Americans filed for bankruptcy in 2010. While the economy is showing some signs of life, many people aren’t seeing a recovery in their personal finances. Getting back on your feet can be a challenge, but it’s...
- Five Questions to Ask in Your Financial Tuneup
- Everyone knows that it is important to get your oil changed regularly and to keep your tires properly inflated, but have you thought about performing the same kinds of maintenance on your finances? Because of constant changes in market and...
- How’s Your Financial Health?
- In the midst of a busy schedule, many people forget to step back and take stock of their financial situation on a regular basis. But the Virginia Society of CPAs (VSCPA) recommends doing a financial check-up at least once a year to be sure that...
- Use Benchmarking in Evaluating Financial Performance and Decisions
- By Phil Umansky, CPA, Ph.D.
How well am I doing financially? This is a common question, and though there can be many reasons for individual variations from the norm, it is nevertheless useful to look at either averages or ideal norms...
- Assess Your Money Awareness Attitude
- By Phil Umansky, CPA, Ph.D.
Psychologists indicate that in many cases attitudes precede behaviors, so it is important to determine if you have the correct attitude towards money and resources, which in turn can be a solid foundation for smart...
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