Homeownership & Mortgage

Find tips on buying a home, selling your home, qualifying for tax breaks and more.  
Mortgage Closing Costs: What You Need to Know
Closing on a home often involves signing on the dotted line on a tall stack of paperwork, much of which is confusing and difficult to understand. It’s no wonder that many people are surprised by some of the charges that make up mortgage...
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The Tax Implications of Becoming a Landlord
Although the economy is showing signs of life, the housing market continues to lag behind the recovery. A new generation of landlords is emerging as investors snap up foreclosure properties at bargain prices hoping for a return on investment. In...
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Tips to Lowering Home Heating Costs
Whether home heating expenses surge up or inch down, they always seem to take a significant bite out of the family budget. To help you rein in costs as the weather gets colder, the  Virginia Society of CPAs (VSCPA) offers these tips. Lower the...
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Why You Need a Home Inventory
Would you be able to list all the contents of your home if you had to? Most people could not, which is why it’s a good idea to put together a written home inventory. The  Virginia Society of CPAs (VSCPA) explains why this is a smart step and...
Savvy Steps in Shopping for a Mortgage
Savvy Steps in Shopping for a Mortgage What’s the best advice for people who are buying or refinancing a home? Get the best mortgage. According to the Virginia Society of CPAs , shopping around for the best mortgage deal you can find and being...
Tips for First-Time Homebuyers
Given recent issues surrounding the real estate market, many potential first-time buyers may be wondering if this is a good time to buy a home. Purchasing a home can be an excellent investment, according to the Virginia Society of CPAs , but...
Home Ownership: Are You Ready?
The purchase of a first home is an exciting time in anyone’s life. It’s also a large financial undertaking, a fact that leaves many people wondering whether they’re prepared for this big step. The  Virginia Society of CPAs suggests you answer...
Tips for Lowering Your Mortgage Payments
Many people are struggling to pay their home loan bills as a result of the bad economy. Don’t despair if you are concerned about falling behind on payments, according to the Virginia Society of CPAs . There may be options available to you that...
Is a Reverse Mortgage Right for You?
Reverse mortgages have become a popular option for seniors who would like to reap some of the benefits of the equity they have built up in their homes. However, it’s important to be aware of both the advantages and drawbacks to these loans. The ...
Is This a Good Time to Refinance?
Interest rates often fall during tough economic times. That’s good news for homeowners who would like to shave a few dollars off their monthly mortgage payments. When interest rates fall, it’s time to consider refinancing your mortgage loan. If...

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