Homeownership & Mortgage

Find tips on buying a home, selling your home, qualifying for tax breaks and more.  
Is Now a Good Time to Buy or Sell a Home?
Is Now a Good Time to Buy or Sell a Home? If you’ve been waiting on the sidelines to purchase a home, or to put yours on the market, has the time for action finally arrived? The American Taxpayer Relief Act of 2012 (ATRA), the law that...
Your Next Home: Should You Buy or Rent?
You’ve seen for sale signs on houses around town, and they’ve got you thinking. Maybe now is the time to declare independence from your landlord, and buy your own home. Buying a house will be the largest investment most people ever...
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Do It Yourself or Hire a Contractor? Get Your Home Improvement Project Done Right
Do-It-Yourself (DIY) home improvement projects always start out well, until you unintentionally set something on fire or cause bodily harm with a power tool. Should you hire a contractor before there’s real damage done to you or the house?...
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Mortgage Closing Costs: What You Need to Know
Closing on a home often involves signing on the dotted line on a tall stack of paperwork, much of which is confusing and difficult to understand. It’s no wonder that many people are surprised by some of the charges that make up mortgage...
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The Tax Implications of Becoming a Landlord
Although the economy is showing signs of life, the housing market continues to lag behind the recovery. A new generation of landlords is emerging as investors snap up foreclosure properties at bargain prices hoping for a return on investment. In...
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Tips to Lowering Home Heating Costs
Whether home heating expenses surge up or inch down, they always seem to take a significant bite out of the family budget. To help you rein in costs as the weather gets colder, the  Virginia Society of CPAs (VSCPA) offers these tips. Lower the...
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Why You Need a Home Inventory
Would you be able to list all the contents of your home if you had to? Most people could not, which is why it’s a good idea to put together a written home inventory. The  Virginia Society of CPAs (VSCPA) explains why this is a smart step and...
Savvy Steps in Shopping for a Mortgage
Savvy Steps in Shopping for a Mortgage What’s the best advice for people who are buying or refinancing a home? Get the best mortgage. According to the Virginia Society of CPAs , shopping around for the best mortgage deal you can find and being...
Tips for First-Time Homebuyers
Given recent issues surrounding the real estate market, many potential first-time buyers may be wondering if this is a good time to buy a home. Purchasing a home can be an excellent investment, according to the Virginia Society of CPAs , but...
Home Ownership: Are You Ready?
The purchase of a first home is an exciting time in anyone’s life. It’s also a large financial undertaking, a fact that leaves many people wondering whether they’re prepared for this big step. The  Virginia Society of CPAs suggests you answer...

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