Credit & Debt Management
Research easy ways to repair your credit score, manage your debt, check your credit score and more.
- How to Make Your Credit Card Work for You
- If you’re like most people, your mailbox is overflowing with credit card offers. Before you shred the next batch, take a look and see what the credit card companies are offering these days. You might find a deal that’s better than...
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- What College Students Need to Know About Credit Cards
- The Credit Card Accountability, Responsibility and Disclosure Act of 2009 (known as the Credit CARD Act) placed limits on the ability of those under 21 to get a credit card. It also set strict limits on card companies’ ability to market to...
- Four Steps for Paying Down Your Debt Once and for All
- According to the National Foundation for Credit Counseling, the top financial new year’s resolution for consumers in 2011 is cutting back on debt. Now that the year is nearly halfway over, how many people have kept that pledge? If your...
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- Five Signs Your Debt Is Out of Control
- Everyone runs up a little credit card debt, right? That’s what many people tell themselves to justify carrying heavy loan amounts, but the fact is that undisciplined spending and poor credit management are serious problems that must be addressed....
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- Understanding Your Credit Score
- Do you know what’s in your credit file? The update in the Fair Credit Reporting Act that took effect in 2004 and 2005 allows all Americans the right to receive free copies of their credit files annually from credit reporting agencies. In the wake...
- Getting Out From Under Debt
- Are you facing problems managing a heavy debt load? If so, you’re not alone. Households with credit cards had an average of nearly $11,000 in debt in those accounts, according to the latest figures from the Nilson Report, which follows credit...
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- Ten Worst Credit Card Mistakes
- Used properly, credit cards offer significant safety and convenience benefits. But mistakes with your credit can cost you dearly--in time and money and in terms of your credit rating. To help you avoid costly credit card errors, the Virginia...
- How To Raise Your Credit Score
- Credit scoring is a method lenders use to make lending decisions. Your credit score is a numeric value based on the information in your credit report. It tells lenders how likely you are to repay loans and credit card bills on time. It affects...
- How To Deal With Bad Business Debts
- Companies thrive by building trusted business relationships with their customers. Sometimes, however, small business owners find that customers fall behind in payments for goods or services they’ve already received. There are a number of ways to...
- Smart Steps To Repair Your Credit Score
- Do you know your credit score? A low credit score could be costing you money. People with poor scores usually pay higher interest rates, which translates into larger monthly payments for a mortgage or an auto or student loan. Poor scores can also...
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